Privacy Policy

1. Introduction

CQ Ventures LLC ("CQ Ventures," "we," "us," or "our") is committed to protecting the privacy of individuals who visit our website at thecqventures.com and interact with our services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.

By accessing our website or submitting any inquiry or application, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our website.

2. Information We Collect

We may collect the following categories of personal information:

• Contact Information: Name, email address, mailing address, and business name.
• Business Information: Industry, funding needs, annual revenue, time in business, and intended use of funds.
• Communications: Messages, inquiries, and correspondence you send to us.
• Usage Data: IP address, browser type, pages visited, and time spent on our website, collected automatically through standard web server logs and analytics tools.
• SMS Consent Data: If you opt in to receive text messages from us, we collect your consent record and mobile number. See Section 7 for full SMS disclosures.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To evaluate and process your business financing inquiry or application.
• To communicate with you regarding your inquiry, application status, or our services.
• To send marketing and promotional communications, including SMS messages, where you have provided explicit consent.
• To improve the functionality and content of our website.
• To comply with applicable laws, regulations, and legal obligations.
• To prevent fraud, protect our rights, and enforce our agreements.

4. Information Sharing and Disclosure

We do not sell your personal information to third parties. We may share your information in the following limited circumstances:

• Service Providers: We may share information with third-party vendors who assist us with website hosting, email delivery, analytics, or other operational functions. These vendors are contractually prohibited from using your data for their own marketing purposes.
• Legal Requirements: We may disclose information when required by law, subpoena, court order, or to protect the rights and safety of CQ Ventures LLC or others.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to standard confidentiality protections.

5. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, to comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

6. Data Security

We implement commercially reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. SMS / Text Message Communications

If you opt in to receive SMS messages from CQ Ventures LLC through our contact form or other opt-in channels, the following terms apply:

• Program: CQ Ventures LLC may send you recurring marketing and promotional SMS/MMS messages about our financial products and services using an automated telephone dialing system (ATDS).
• Frequency: Message frequency varies. You may receive up to 4 messages per month.
• Rates: Message and data rates may apply, depending on your carrier plan.
• Opt-Out: Reply STOP to any message at any time to unsubscribe. You will receive a one-time confirmation message and will not receive further SMS messages from us.
• Help: Reply HELP for assistance or contact us at maurice@thecqventures.com.
• Consent: Consent to receive SMS messages is NOT a condition of purchase or obtaining financing from CQ Ventures LLC.
• Data Sharing: As stated in Section 4, no mobile information or SMS opt-in data will be shared with any third parties or affiliates for marketing or promotional purposes.

8. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You may disable cookies through your browser settings; however, doing so may affect certain website features. We do not currently respond to "Do Not Track" browser signals.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a minor, we will take steps to delete it promptly.

11. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion of your personal information, and the right to opt out of the sale of your personal information. We do not sell personal information. To exercise your rights, contact us at maurice@thecqventures.com.

12. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. We will post the updated policy on this page with a revised effective date. Continued use of our website after such changes constitutes your acceptance of the updated Privacy Policy.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:

CQ Ventures LLC
4 Townsend Place, West Long Branch, NJ 07764
Email: maurice@thecqventures.com